Themes By M.E. Free Desktop Themes
- Desktop themes in categories of art, fantasy, Native American, and others. Most of the themes have matching Hotbars and Winamp skins.
- http://www.marjie.net/

Vols Desktop Themes
- Desktop themes for the Tennessee Fan. Bring the sights and sounds of Volunteer sports to your computer with a desktop theme and screen savers.
- http://www.smokeys-trail.com/dt_themes.html

Complete Friends Desktop Theme Pack
- Desktop Theme based on TV sitcom Friends.
- http://www.capcorphq.com/friends/

Christian Themes
- Free Christian themes categorized by category, and Christian screensavers, also faith stories and writings on Grace of God.
- http://www.anaja.com/

Themes Shed
- Several categories of original desktop themes to choose from. Hopefully something to suit every taste.
- http://www.themesshed.com/

Allen and Cathy's Pages
- A small collection of Desktop Themes.
- http://www.usfour.cwc.net/

Christina's Desktop Reflections
- An eclectic collection of original and artistic free desktop themes with matching ICQ skins, browser skins and screen savers.
- http://desktopreflections.com/

Debbie's Themes
- Free, original, and exclusive desktop themes and wallpaper for Windows 95 and 98. Need javascript enabled to download from this site.
- http://www.debbiesthemes.com/

Kenja's Theme Creations
- Collected works of original desktop themes sorted into categories like SciFi, Bryce, animals, holidays, religious, fantasy and miscellaneous. Large Native American collection.
- http://kenja.net/themes/